ATTORNEY RALPH RANDAZZO ON THE NUTS AND BOLTS OF ESTATE PLANNING.

On Tuesday, January 22, Out Professionals and OP.LYNX, our dynamic women's network, welcome you to a fast-moving briefing on estate-planning basics by attorney Ralph Randazzo.

Why do you need a Will, a Health-Care Proxy and a Durable Power of Attorney? When the need for these key documents arises, what are the legal consequences of not having them?

Single, coupled or married, if you're over 18, the answers to these questions impact your future. As Ralph points out, by the time you need to rely on an estate plan, it is usually too late to begin creating one!

For comprehensive estate-planning tips in plain English, join us on Park Avenue South on Tuesday evening, January 22.

Ralph M. Randazzo, Esq. A former board member of the Lesbian and Gay Law Association of Greater New York and SAGE, Ralph is a Partner in Randazzo & Randazzo LLP, with offices in New York City and Huntington, Long Island. His areas of expertise include life, estate and disability planning; elder law and guardianship; and Medicare and Medicaid. He is a member of the New York, Maryland and District of Columbia Bar, and of Out Professionals.